Online Baccarat in New Jersey

If you are currently residing in New Jersey, you can play your favorite baccarat game without visiting a land-based casino. Gone are the days when card game players had to travel to Atlantic City, thanks to online casinos. As we speak, some online casino sites are offering online baccarat in New Jersey.

Baccarat is one of the oldest and most popular card games across the world. Those who play baccarat regularly love the game, and new players will be surprised by its simplicity. If you haven’t played online baccarat before, you can learn and play it in minutes. In the Garden State, you can play online baccarat for real money and in demo mode.

Today, I would like to highlight everything you need to know about online baccarat in NJ. I’ll cover the most important topics, including baccarat casinos, bonuses, payment methods, and variants you can find. Let’s get started right away.


200% up to $500

Owned and operated by Cassava Enterprises, 888 Casino NJ is one of the biggest and most famous names in the online gambling in Atlantic City. In fact, they are one of the mainstays that have been around since the late 90s, 1997, to be exact. Throughout its journey, 888 Online Casino won multiple gambling awards, including Best Casino of the Year in 2015 and Best Digital Operator


100% match bonus up to $100

The world-famous 888 has a dedicated poker platform developed for New Jersey punters. The charm of this section is very strong. But before you jump to play at 888Poker, I suggest you read my detailed review on it. I promise it will be worth your time as well as your wager.


100% up to $100 bonus

Owned and administered by Hillside Gaming LP, Bet365 is a leading online gaming platform in New Jersey. Today, with its sports betting and online casino options, Bet365 welcomes more than 4 million customers worldwide.


100% deposit match bonus up to $600

Borgata resort was set up in 2003 in the Atlantic City of New Jersey, which also hosts a land-based casino, nightlife, Spa, and much more. Currently, it is considered one of the largest hotel-casino of the Atlantic City. However, after managing a decade long business through the land-based casino, the brand finally set its foot in the online world of gambling. In 2013, GVC Holdings and Borgata AC established the Borgata Online Casino and later in 2019 included the sports betting into the same platform.


100% up to $300 bonus

Launched in 2013, Caesars Casino is one of the biggest online casino operators in New Jersey. It is one of the best licensed and regulated casinos in Atlantic City. Consequently, the online casino offers a legit service in the US.


20% up to $500 bonus

DraftKings Casino is a powered-packed platform which offers sports betting, Daily Fantasy Sports as well as casino gaming here. To excite your gaming experience, you can also reap off their promotional deals from time to time. There is a lot more to know about this casino. Keep reading my DraftKings Casino review to catch up with the details.


100% up to $1,000 bonus + 200 Free Spins

An experienced casino, Golden Nugget AC is striving hard to offer punters with various gambling options on its single platform. As much as I would love to praise this casino, it sure has few issues here and there that I cannot ignore. To know all about the casino's plus points and its weaknesses, keep reading my Golden Nugget Casino review!


100% deposit match bonus up to $300

Although set up in 2013, Harrah’s Casino still has a long way to go in the iGaming industry. While the gaming options here could be below average, the casino has maintained some good bonus collection here. Learn all about them and more in my Harrah’s Casino review.


100% bonus of up to $1.000

As one of the most prominent New Jersey casinos, Resorts Online Casino became live two years after the legalization of online gambling in the Atlantic City. Although it can be considered as a late start, the casino has developed itself to a great extent since its release. Now, Resorts Online offers a quality of gambling service along with exclusive bonuses and customer-friendly interface.


Cashback of up to $100

Although set up in 2013, Tropicana Casino offers a fresh breeze of experience every time you play here. I tried the casino and am content with the bonus offers that are presented here. I wish I could say the same about their game collection. What’s wrong, you ask? Well, continue reading my Tropicana Casino review to know all about it!

Baccarat Sites in New Jersey

Your first question might be, is online baccarat legal in New Jersey? Well, the state of New Jersey legalized online gambling in 2013. Since then, many online casino operators have been offering various casino games, including online baccarat variants.

Legal Baccarat Casino Sites in NJ

For NJ casinos to operate legally, they must be licensed and regulated by the New Jersey Division of Gaming Enforcement. And online casino license holders are required to partner with land-based operators in Atlantic City. So far, NJ boasts more than 20 legal online casinos, and some of them are offering online baccarat.

Where to Find the Best NJ Baccarat Casino Sites

With so many NJ online casinos, it might take time to find a suitable choice to meet your gaming needs. But there’s no need to despair because I have done most of the necessary research work. I have researched and reviewed the best online baccarat casinos and recommended them on this site. So, don’t forget to check my list of top online baccarat casinos in New Jersey

How I Identify the Best Baccarat Casino Sites in NJ

During my search, I make sure that every online baccarat casino I recommend has the necessary license. Also, I check for the available casino game variants to ensure that they come from trusted developers. This is important because you want every online baccarat game you play to be fair. The software must always produce random results for you to stand a chance to win fairly. 

Additionally, I keep in mind the available casino bonus offers. The best NJ online casinos know how to welcome new players and keep existing customers with enticing bonuses. Apart from that, I pay attention to banking methods and the quality of customer service. The bottom line is that players must feel valued by the casino operator in all possible ways.

Player Eligibility

I would like to state that not everyone is allowed to play online baccarat and other casino games in NJ. To be eligible, you must be 21 years old or older. The second key requirement is to play online casino games inside the state lines. Both requirements apply to both residents and non-residents of New Jersey, so even foreigners are allowed to play.

How Online Baccarat Works – Standard Rules and Features

Online baccarat is basically the classic baccarat game played at internet casinos. To play the game, NJ players need to join legal online casinos that offer baccarat. Of course, online players need a desktop or mobile device to access the casino website or mobile app.

Once you log in, navigate to the table games section, or use the search feature to find baccarat. The selected NJ casino site may have numerous options, so you should choose based on your preferences. 

In New Jersey, online casinos offer various versions of baccarat, but the basic rules are the same. Generally, online baccarat is played with several decks of playing cards on a virtual table. The software shuffles the cards, deals them, and does everything an actual dealer does. 

Online Baccarat Card Values

Like any other baccarat game, the objective of online baccarat is to beat the banker or dealer. You have to predict whether the player’s hand or banker’s hand total will be closest to 9. Besides betting on the player or dealer, you can bet on a tie.

When it comes to card values, online baccarat uses the same standard rules. All 10-value cards (10, J, K, and Q) count as 0, and Aces count as 1. And what matters is the last digit of your hand total. If you get 4 and 7, the hand total is 11, but the value of that hand is 1.

Online Baccarat Game Controls

Depending on the version of online baccarat, there will be easy-to-use game controls on a well-designed user interface. Of course, there will be a deal button and a chip or bet selector. You’ll also see a re-bet button that allows you to repeat a bet without wasting time. Whether you are using a mouse or touch screen, the available controls should work perfectly. 

Baccarat Bonuses in New Jersey

Believe me; you’ll appreciate the kinds of bonuses you’ll find when you join top-rated NJ online casinos. You’ll start receiving delicious treats as soon as you create your casino account. Moreover, generous baccarat casinos in NJ will reward you with a plethora of promotions for being loyal. 

Once you claim a bonus, you can use it to play online baccarat and other NJ online casino games. You can also use your bonus to bet on sports if the casino site has a sportsbook section. For now, I’ll focus on bonuses that you can use to play online baccarat in the Garden State.

Welcome Bonus Offers at NJ Baccarat Online Casinos

One easy way to play online baccarat with a boosted bankroll is to claim NJ online casino welcome bonuses. Depending on the casino operator, these bonuses may be termed as signup bonuses. Welcome or signup bonuses target new players who have just joined the casino site. The casino operator may decide to award a welcome bonus with or without a deposit.

NJ Baccarat Casino Deposit Bonuses 

The majority of NJ online gambling sites offer deposit bonuses on your first deposit. And your first deposit bonus may be a match offer or cash bonus. My favorite is a match bonus because the maximum amount is usually higher than a cash bonus offer. 

Match Deposit bonuses will match a certain percentage of the player’s first deposit up to a maximum value. For instance, your welcome bonus might be a 100% match up to $1,000. The idea behind this offer is to double your deposit amount, with $1,000 being the maximum bonus value. So, you’ll get a $300 bonus if you deposit $300. In this case, you have a total of $600 to enjoy online baccarat and other casino games. 

A cash bonus is relatively small compared to a match bonus. Most NJ online casinos offer cash bonuses ranging from $10 to $35. For deposit cash bonuses, you must deposit a certain amount to qualify for the bonus. The minimum deposit amount will vary depending on the casino site and bonus amount. 

NJ Baccarat No Deposit Bonuses

You might be surprised to know that you can play online baccarat in NJ without making a deposit. The truth is, you can enjoy baccarat online without spending a single cent if you claim no deposit offers. This type of bonus is a noteworthy risk for online casino operators, but it’s an effective marketing strategy. For players, the best part is that you can play baccarat with free money and win real cash. 

Other NJ Online Casino Promotions

In addition to welcome bonuses for new players, NJ online casinos have lots of exciting promotions targeting existing players. For example, you can get a rebate on any losses made playing casino games. This is what is commonly known as a cashback offer. Some casinos will also give you reload bonuses for depositing once more. 

When you become a loyal customer to NJ casino sites, you can expect VIP offers. That is, you’ll get exclusive perks for gaining VIP statuses and accumulating loyalty points. Furthermore, you can always refer to a friend for some extra cash. If the cash bonus is not restricted to specific casino games, you can use it on your preferred game of baccarat.

Payment Methods at Baccarat Casinos in New Jersey

The best NJ baccarat casinos accept several payment methods that allow players to deposit and withdraw funds. To play online baccarat for real money, make sure that the casino offers safe and reliable banking options. Luckily, NJ online casino payment options are so many that it’s easy to find a popular payment option. Let’s have a look at the best payment methods at baccarat casinos in NJ.


Secure internet banking technology has changed the way online casinos carry out transactions. E-wallets, for instance, have made it possible to send and receive money anywhere in the world. Besides being secure, e-wallets facilitate instant deposit and withdrawal transactions at NJ casinos. Right now, NJ casino players can choose from popular brands like PayPal, Skrill, and Neteller.

Payment Cards

Various payment cards have also found a place in the NJ online gambling industry. Users of credit cards, debit cards, and prepaid cards can now deposit securely and play real money baccarat online. Although there are many payment cards in New Jersey, most online casinos will accept MasterCard, Visa, and American Express.


E-checks are a viable option for NJ casino players looking for instant deposits. They allow you to make deposits by linking your bank account with your online casino account. But you’ll require your bank’s name, routing number, and bank account city to use e-checks. VIP Preferred is a good example of global payment systems that allow you to use ACH and e-checks in NJ.

Cash Payments at the Casino Cage or Cashier

Since online baccarat casinos partner with land-based casinos in Atlantic City, you can deposit at the casino cage. This means visiting the land-based partner of the NJ online casino to make payments at the casino cage or cashier. I know this is an old-style option, but it’s secure, and deposits are instant. 


PayNearMe is another NJ online casino payment method for those interested in in-person transactions. Users are required to present a barcode at the nearest 7-Eleven store to make a payment. Before choosing this option, keep in mind that daily deposit limits are capped at $500. Moreover, you cannot withdraw your winnings using this payment method. 

Online Bank Transfers

Internet banking has opened opportunities for banking institutions to provide online bank transfers. In New Jersey, banks that offer online transfers include TD Bank, Chase, Bank of America, and HSVC Bank. NJ casinos are taking advantage of their services to offer instant payments. 

Bank Wire Transfers

In case you prefer the old-fashioned way of banking, you’ll be happy to know that NJ casinos accept wire transfers. When using this method, you have to allow your bank to release funds to the chosen casino. 

Generally, bank wire transfers are costly, and transactions may take several days to complete. Personally, I prefer e-wallets and payment cards because they are cheaper and faster than bank transfers and other payment options.

New Jersey Online Baccarat Variants

After identifying a reliable NJ online casino, you need to check the available online baccarat variants. Although you won’t find lots of online baccarat games in NJ, the available ones are worth trying. 

Whichever baccarat game you choose to play, you should read the info page to learn more about the rules. This is important because specific baccarat versions have special rules in addition to the standard rules. I’ll now talk about the most popular online baccarat variants at NJ online casinos.

NetEnt Baccarat Pro at NJ Online Casino

NetEnt is one of the leading online casino software providers around the world. The developer is renowned for developing top-quality casino games from online slots to baccarat. Any player who loves baccarat will appreciate NetEnt’s Baccarat Pro

The game comes with crisp graphics, smooth gameplay, and a table layout that looks like an actual table. It also offers an RTP rate of 98.94% for BANKER, 98.76% for PLAYER, and 85.64% for TIE.

Baccarat Pro Rules and Gameplay

Generally, Baccarat Pro from NetEnt follows standard baccarat rules. The game is played with 8 decks of 52 cards, which are shuffled before each round. If the player or banker has a hand value of 8 or 9, it’s known as “natural.” In this case, the player or banker has to stand. If the player’s hand value is 0-5, the player receives a third card. However, the player must stand if their hand value is 6 or 7. 

If the player stands and the banker’s card value is 0-5, the banker gets a third card. Note that additional banker rules apply if the player draws a third card. However, the most important thing is to know player rules because the software will do the banker’s work. 

NetEnt’s Baccarat Pro Payouts

The banker and player win pay 2 for1, but a 5% commission is deducted from all banker wins if the outcome is a tie, the bets placed on TIE pay 9 to 1, whereas the bets placed on BANKER or PLAYER are returned (push).  

Baccarat Pro Game Functions

To play Baccarat Pro, the first step is to select a chip depending on the amount you want to bet. Chip values range from 0.01 to 500, and players can place bets between $0.10 and $1,000. Once you select your bet amount, click on one of the areas labeled PLAYER, BANKER, or TIE. Next, click DEAL to start the game. During gameplay, you can choose to place a NEW BET, REBET, or double your current bet using the REBET x2 button. 

IGT Baccarat at NJ Online Casinos

The second type of online baccarat offered by NJ online casinos is IGT Baccarat, which uses 8 decks of cards. IGT delivers some of the best online casino games, including slots and table game variants. So, it’s no surprise that NJ online casinos are offering online baccarat from the developer. 

When it comes to RTPs, IGT Baccarat promises to offer fair theoretical paybacks. Players can expect an RTP of 98.9% for BANKER, 98.7% for PLAYER, and 85.6% for TIE bets.  

IGT Baccarat Game Rules and Gameplay

Just like Baccarat Pro from NetEnt, IGT Baccarat follows standard baccarat rules. And the goal is to get a hand value closest to 9 to beat the banker. To set your bet, use the “Chip Selector” to choose bet values from 1 to 1,000. 

As usual, more third-card rules apply, so you might want to check them. But as I said, the game software will do the calculations for you. So, you don’t have to know the game’s banker rules. 

IGT Baccarat Payouts 

The banker and player win in IGT Baccarat pay 1 to 1. And if the player bets on the banker and wins, the banker receives a 5% commission on the net win. Bets placed on TIE pay 8 to 1

IGT Baccarat Game Commands

Online Baccarat from IGT features easy-to-use commands that work well on both desktop and mobile devices. The available options are DEAL, NEW GAME, REBET, REBET AND DEAL, CLEAR, and UNDO. As you can see, the functions are self-explanatory, so you won’t have trouble using them. 

EZ Baccarat at New Jersey Online Casinos

The other type of online baccarat you can play at some NJ online casinos is called EZ Baccarat. One of the interesting things about this game is that it takes no commission on winning banker bets. Therefore, it’s known as no commission baccarat. Banker or player wins in EZ Baccarat pay 1 to 1, but the game’s side bets are more lucrative. 

Side Bets in EZ Baccarat

EZ Baccarat features the amazing Dragon 7 and Panda 8 side bets. A Dragon 7 occurs when the banker wins with a hand total of 7 consisting of three cards and pays 40:1. On the other hand, a Panda 8 occurs when the player wins with a hand total of 8 consisting of three cards and pays 25:1. 

EZ Baccarat Game Rules and Controls

EZ Baccarat is played using 24 decks of cards. To place a bet, click on the chip stack and choose the desired bet amount. As usual, you can place your wager on the BANKER, PLAYER, or TIE. For convenience, players can place subsequent bets using the REBET button. 

In EZ Baccarat, a two-card total of 8 or 9 is a “natural,” so the player or banker has to stand. A push occurs when the banker wins with a 3-card 7, or when the banker’s and player’s hand totals are equal. Make sure to check the game info section to learn more about the other rules. 

Live Dealer Baccarat

NJ online casinos are also equipped with live dealer baccarat. This game allows players to interact with a human dealer in real-time. As with other baccarat variants, live dealer baccarat follows standard baccarat rules. All you need is a steady internet connection to access HD video streams from a live studio. The available live dealer baccarat game will depend on the selected NJ casino. 


To conclude, quality online baccarat games are now available at NJ online casinos. Whether you are using a computer, smartphone, or tablet, you can play online baccarat in New Jersey for real money. The best NJ online casinos offer various baccarat games, casino bonuses, and a wide variety of secure payment methods. 

If you would like to play online baccarat in NJ, you need to find legal online casinos. Fortunately, I have identified the best casinos in the industry and listed them here. What are you waiting for? Join one of the recommended casinos to grab huge bonuses and win real money. Good luck!

Lastly, as I always say, don’t forget to gamble responsibly and enjoy the game itself.


Is Online Baccarat Legal in New Jersey?

Online gambling in New Jersey has been legal since 2013. Therefore, online casino fans can play all sorts of online casino games, including baccarat. The most important decision is to choose licensed casinos that are regulated by the DGE.

Can I Play NJ Online Baccarat for Real Money?

Yes. NJ online casinos allow you to play baccarat for real money. Hence, they accept various banking options, including e-wallet, credit cards, debit cards, PayNearMe, cash at the cage, and bank transfers.

Is There No Commission Baccarat in NJ?

Yes. EZ Baccarat does not take a commission on winning banker bets and is available to NJ players.

Can I Play Online Baccarat in NJ on Mobile Devices?

NJ online casinos allow players to play on Android and iOS devices. You can either load the mobile casino website or use the casino app to play baccarat and other casino games.