Banking at NJ Online Casinos

New Jersey is one of the best gambling destinations where iGaming lovers can play casino games for real money. Since the legalization of online gambling in 2013, online casinos in the Garden State have continued to thrive. Banking at NJ online casinos is one of the areas that have captured my attention. There are lots of online casino payment methods for deposits and withdrawals. 

I prefer NJ gambling sites that offer a variety of payment methods so I can choose my favorite. Moreover, I make sure that the available payment methods are quick, secure, and reputable. If that’s what you are looking for, this article is for you. I’ll explain the various banking options accepted by online casino operators in New Jersey. 


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Owned and operated by Cassava Enterprises, 888 Casino NJ is one of the biggest and most famous names in the online gambling in Atlantic City. In fact, they are one of the mainstays that have been around since the late 90s, 1997, to be exact. Throughout its journey, 888 Online Casino won multiple gambling awards, including Best Casino of the Year in 2015 and Best Digital Operator


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The world-famous 888 has a dedicated poker platform developed for New Jersey punters. The charm of this section is very strong. But before you jump to play at 888Poker, I suggest you read my detailed review on it. I promise it will be worth your time as well as your wager.


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Owned and administered by Hillside Gaming LP, Bet365 is a leading online gaming platform in New Jersey. Today, with its sports betting and online casino options, Bet365 welcomes more than 4 million customers worldwide.


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Borgata resort was set up in 2003 in the Atlantic City of New Jersey, which also hosts a land-based casino, nightlife, Spa, and much more. Currently, it is considered one of the largest hotel-casino of the Atlantic City. However, after managing a decade long business through the land-based casino, the brand finally set its foot in the online world of gambling. In 2013, GVC Holdings and Borgata AC established the Borgata Online Casino and later in 2019 included the sports betting into the same platform.


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Launched in 2013, Caesars Casino is one of the biggest online casino operators in New Jersey. It is one of the best licensed and regulated casinos in Atlantic City. Consequently, the online casino offers a legit service in the US.


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DraftKings Casino is a powered-packed platform which offers sports betting, Daily Fantasy Sports as well as casino gaming here. To excite your gaming experience, you can also reap off their promotional deals from time to time. There is a lot more to know about this casino. Keep reading my DraftKings Casino review to catch up with the details.


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An experienced casino, Golden Nugget AC is striving hard to offer punters with various gambling options on its single platform. As much as I would love to praise this casino, it sure has few issues here and there that I cannot ignore. To know all about the casino's plus points and its weaknesses, keep reading my Golden Nugget Casino review!


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Although set up in 2013, Harrah’s Casino still has a long way to go in the iGaming industry. While the gaming options here could be below average, the casino has maintained some good bonus collection here. Learn all about them and more in my Harrah’s Casino review.


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As one of the most prominent New Jersey casinos, Resorts Online Casino became live two years after the legalization of online gambling in the Atlantic City. Although it can be considered as a late start, the casino has developed itself to a great extent since its release. Now, Resorts Online offers a quality of gambling service along with exclusive bonuses and customer-friendly interface.


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Although set up in 2013, Tropicana Casino offers a fresh breeze of experience every time you play here. I tried the casino and am content with the bonus offers that are presented here. I wish I could say the same about their game collection. What’s wrong, you ask? Well, continue reading my Tropicana Casino review to know all about it!

Best NJ Online Casinos with Fast Withdrawal Options

Of course, you want to have the best experience when using payment methods at NJ online casinos. When you hit a win, the selected NJ casino site ought to facilitate quick withdrawals. Honestly, no one wants to wait for several weeks to withdraw whatever amount it is. To make sure that such problems don’t occur, I advise you to choose approved online casinos.

You are lucky to have come here because I am licensed to promote NJ casinos with fast and secure payment methods. Every online casino review I write must have a section focusing on the available banking options. This makes it easier for you to determine if the selected casino site offers quick payments. So, be sure to check my list of best NJ online casinos on this site to enjoy the fastest withdrawals. 

How to Identify the Best Casinos in New Jersey

Before I talk about the various deposit and withdrawal methods available at NJ online casinos, first things first, you need to join an online casino you can rely on. Choosing an online casino involves checking for various crucial aspects that make it worth every second you spend gambling. Here are the key factors I always keep in mind when choosing NJ gambling sites:

  • A Wide Array of Quick and Secure Payment Methods – The type of deposit or withdrawal method you want to use may be different from what I prefer. Therefore, NJ casinos that want to attract many players must offer various payment methods to meet everyone’s banking preferences. The chosen payment methods must also be fast and secure when it comes to deposits and withdrawals. 
  • A Huge Selection of Quality, Real Money Casino Games – Once you make a deposit, you want to spend your hard-earned money on top-quality casino games. That’s why it’s vital to choose NJ online casinos that have partnered with reputable software providers. And the casino should offer various casino games including online slots, poker, blackjack, baccarat, roulette, bingo, craps, and many more. 
  • Gaming License – To operate legally in NJ, online gambling sites must be licensed and regulated by the New Jersey Division of Gaming Enforcement. I wouldn’t recommend an unlicensed casino because I won’t trust the operator. 
  • Quality Customer Care – If you experience any problem that needs assistance, you should be able to contact support for help. Top-rated NJ online casinos provide live chats, phone numbers, and email addresses for customers to get in touch. Above all, their customer representatives are always ready to offer pertinent help. 

Deposit Options at NJ Casino Sites 

Now that you’ve learned how to choose the best online casinos, let’s talk about deposit options at NJ casino sites. Gamblers who take gambling seriously need to set up an online casino account. When joining NJ online casinos, you’ll be required to share personal details and banking information. 

Reasons to Deposit at NJ Online Casinos

Once you configure your method of payment, you’ll enjoy lots of exciting perks at NJ casinos. The first one is the opportunity to play your favorite casino games and win real money. You don’t want to waste time playing in demo mode if you have your eyes on a huge jackpot. 

Also, you get a chance to enjoy NJ online casino deposit bonuses on your first deposit. Subsequent deposits may also attract a nice bonus offer to improve your gaming experience. And if you’ve been playing for a long time, you might get a reload bonus upon depositing. With that said, I’ll now explain the various deposit methods accepted at NJ online casino sites.

Instant e-Check

Almost every online casino in NJ accepts deposits made via electronic checks (e-checks) or ACH. To use this deposit option, NJ players need a checking account. Here, the most important details include the bank’s name, bank account city, and routing number. 

A valid checking account will allow you to transfer funds to your online or mobile casino account immediately. The funds are debited via the ACH network. ACH is an abbreviation for Automated Clearing House, an electronic payment method that pulls funds from your checking account.  

Why Use Instant E-Checks?

As the name suggests, transactions made using instant e-checks are instant. Instant e-checks are among the fastest online casino deposit options available at NJ online casinos. Moreover, they have been around since the beginning of online gambling in NJ. Therefore, they are accepted by many players and casino operators in New Jersey. 

Above everything else, e-checks are safer than paper checks. It’s because they use extra protection features such as digital signatures and duplicate check detection. These features protect users from security breaches and fraud. What’s more, e-checks are cheaper than e-wallets, credit cards, and paper checks. And the deposit limits favor both low rollers and high rollers.

Although instant e-checks facilitate instant deposits, there could be occasional delays. As a result, you might lose your chance to wager on live games if you need to deposit immediately. 


If you’ve been doing online transactions frequently, you must be aware of PayPal. Currently, millions of Americans use e-wallet for various purposes including purchases and gambling. It’s one of the best deposit methods to use at NJ online casinos and sportsbooks. As we speak, more than a dozen NJ online casinos accept PayPal as a deposit option.

To get started, players need to create a PayPal account and select an NJ casino that accepts PayPal. Keep in mind that you need to open a personal PayPal account. You’ll also need to link your PayPal account to a bank account with the same names. Another notable requirement is to use the same email address as the one used to create your online casino account. 

Why Use PayPal to Fund Your NJ Casino Account?

Are you searching for a secure, fast, convenient, and reliable deposit method at NJ casinos? Well, PayPal is one of the top-rated options for quick and safe online payments. As the world’s first e-wallet, PayPal has gained popularity over the years and is trusted by many users. Also, this payment method allows you to deposit both small and large sums of money at NJ online casinos. 

Unfortunately, you are not allowed to use your business account to deposit at NJ online casinos. Another problem is that you cannot use a credit card to fund your PayPal account for online gambling purposes. This could be a limitation if you haven’t linked your PayPal to a bank account. 

Deposit Cash at the Cashier’s Cage

Although online and card payments have taken the world by storm, cash payments are still popular around the world. In the state of New Jersey, online casino sites are supposed to partner with licensed, land-based casinos. The good news is that land-based establishments accept cash payment at the casino cage even for online players.

Why Pay Cash at the Casino Cage?

You are probably asking, why would someone consider cashing at the casino cage? I believe it’s all about personal preferences because this banking option may not appeal to most online gamblers. Nevertheless, it’s easy to use because you won’t be asked to produce a payment card. On top of that, users can make instant deposits and start playing real money casino games immediately. 

But to be frank, depositing cash at the casino cage is not the most convenient method. Given that all gambling activities are restricted to Atlantic City, you need to travel there to make a deposit. Therefore, it’s either you deposit earlier in advance or forget about in-play bets that require instant deposits. For these reasons, I recommend that you look for other much faster and convenient alternatives like e-wallets and payment cards.

Online Banking Transfer

The internet is not only a great place for gamers but also a fast way to make online casino payments. If you are not the type of person who visits the casino cage regularly, online banking is your go-to option. It will save your time and the costs you might incur while traveling to a physical casino in Atlantic City.

Online bank transfers are similar to e-checks as both methods deposit funds to your casino account electronically. They are among the best payment options if you want to transact quickly and securely wherever you are. The transactions are straightforward, and the funds will be available for use as soon as you approve the payment.

Why Deposit Using Online Bank Transfers?

For starters, online bank transfers are simple, and you can use them to make instant payments. Secondly, almost all online casinos in New Jersey will allow you to fund your casino account using online bank transfers. If you use this deposit method, you can easily switch from one casino to another without requiring another banking option. 

Also, several banks operating in the US allow players to fund their online casino accounts through online banking transfers. You can choose from Bank of America, TD Bank, PNC, Capital One 360, and HSVC Bank. The major issue with online bank transfers is that they only permit deposits. Apart from that, they are convenient, secure, and fast when used to fund online casino accounts in NJ. 

Prepaid Cards

One of the greatest facts about NJ online casino sites is that they accept a wide range of payment cards. For instance, most online casinos in the Garden State allow casino players to deposit funds using prepaid cards. Since prepaid cards are among the most-used deposit methods at NJ casinos, you can never go wrong by choosing them. 

These cards are usually available as branded cards loaded with lots of benefits. Players can purchase them through their selected NJ casinos and even fund them using Visa, MasterCard, and checking accounts. Moreover, you can use prepaid cards at places that accept Discover Cards.  

Reasons to Use Prepaid Cards for NJ Casino Deposits

One of the advantages of using prepaid cards is that they come with fewer legal requirements than credit cards. For this reason, your prepaid card will be available for use immediately. I mean, you can fund your NJ online casino account without waiting for the physical card. The absence of payment fees is another reason to choose prepaid cards over other payment cards. 

Branded prepaid cards also come with exclusive benefits that would not be possible with credit and debit cards. Some online casino sites will give you additional rewards such as money-back offers for using prepaid cards. Moreover, prepaid cards offer deposit limits that are suitable for all players. They are generally a viable alternative if your Visa or MasterCard is not working. 

Credit and Debit Cards

Credit and debit cards are widely accepted in the United States and the world at large. Many businesses will allow you to pay for goods and services using any of these cards. Likewise, the majority of online casinos in NJ accept credit and debit card deposits. 

The most popular options for NJ casino players are MasterCard and Visa. These two are convenient methods of depositing because they are available everywhere you go. You can transact provided that you’ve loaded your card with the amount you need to deposit.

Credit/Debit Card Pros and Cons

One of the reasons why credit and debit cards attract many users is that they are fast and secure. You can make instant deposits to your NJ casino account without worrying about your safety. Also, it feels comfortable to count on a payment method that is accepted around the world. 

However, credit and debit cards are subject to strict regulation due to the Unlawful Internet Gambling Enforcement Act. Online casino deposits made using credit and debit cards are often rejected in the US. As I said before, prepaid cards will come in handy if your MasterCard or Visa is not helping. 

Another notable drawback is that, although casinos will allow you to deposit free of charge, banks will apply fees. The amount you’ll be charged will depend on the bank, so it’s advisable to find out before you deposit. Despite these downsides, debit and credit cards are a great choice. 


In addition to using PayPal, online casinos and sports betting sites in NJ accept other e-wallets. Electronic wallets are powered by the internet, so users can expect to make quick deposits. If you cannot use PayPal for any reason, I recommend popular e-wallets like Skrill and Neteller. 

To use an e-wallet, you first need to upload funds using one of the available options. Most e-wallets allow users to upload funds via payment cards and bank accounts. Once you upload the funds, the next step is to link your casino account to your e-wallet. 

Advantages and Drawbacks of E-Wallets

I am a fan of e-wallets because they are among the simplest and fastest online casino deposit methods. First of all, the process of creating an e-wallet account is easy. Once you have your account verified, you can use it to store funds and make online payments. And you can track your transactions without requesting a bank statement from your bank. 

In case you are looking for quick and secure transactions, e-wallets are on top of the game. The best ones use state-of-the-art encryption technologies to protect every online transaction. Users of e-wallets also benefit from the convenience offered by these payment options. For example, you can transaction on the go using your computer or mobile device. If you often use your smartphone or tablet, you can download a mobile app for your favorite e-wallet. 

When using e-wallets, bear in mind that service providers charge a small fee to upload funds. But based on my experience, I think that any serious gambler can afford the applicable fees. 

PayNearMe at 7-Eleven

PayNearMe is a suitable option for players interested in in-person cash payments. You need to visit one of the 7-Eleven outlets available in New Jersey to use this deposit method. Users are required to present a barcode and make cash payments at the nearest 7-Eleven outlet. 

The Pros and Cons of PayNearMe

Although PayNearMe facilitates secure cash payments, it’s not the fastest way to deposit at NJ online casinos. Moreover, this banking option offers a daily deposit limit of $500. Consequently, you’ll feel restricted if you wish to deposit and wager large amounts of money at the selected casino site. On the positive side, it’s not hard to locate a 7-Eleven outlet if you live in New Jersey. 

Bank Wire Transfers

Compared to other deposit methods at NJ casinos, bank wire transfers may not attract many users. Nevertheless, NJ casino players still use this old-fashioned way of sending money to fund their casino accounts. The primary requirement here is to have a loaded bank account. If your bank account has enough money, you only need to authorize the bank to transfer funds to your casino account. 

Benefits and Downsides of Bank Wire Transfers

When you deposit using bank transfers, the bank is aware that you are the one authorizing the transaction. It’s also possible to deposit huge sums of money into your casino account. 

But you should know that bank wire transfers usually take longer than other deposit methods. I don’t think you’d be interested in waiting for several days before you receive the funds. And you might not like the fees your bank will charge to transfer the money. 

Withdrawal Options at NJ Online Casinos

If you get lucky and land a lucrative win, you need to withdraw your winnings. At NJ online casinos, players can choose from various withdrawal options depending on their needs. The following is a summary of the most popular withdrawal methods at NJ online casinos:

  • Bank/ACH Transfers – This banking option allows you to transfer funds from your casino account to your bank account. You’ll need a routing number and bank account to use it.
  • PayPal – To withdraw from NJ online casinos via PayPal, you must deposit using your personal PayPal account. You can transfer the funds to your bank account (free), PayPal Debit card, or check by mail. 
  • Skrill and Neteller – Along with PayPal, e-wallets like Skrill and Neteller are among the cheapest withdrawal methods at NJ online casinos. You’ll be required to verify your e-wallet account to use them.
  • Withdraw Cash at the Casino Cage – This option allows players to withdraw funds by visiting the casino cage at the land-based partner of the online casino. 
  • Check by Mail – If you don’t mind waiting for up to 21 days, you can withdraw from NJ online gambling sites using check by mail. I recommended this option if you are withdrawing large amounts of money.


Online casinos in New Jersey have provided players with several payment methods to play casino games for real money. Players can make deposits and even withdraw their winnings. Based on the information presented here, you should be able to find your favorite banking method.

To get started, you need to find NJ online casinos that offer your preferred deposit and withdrawal options. And it’s crucial to find licensed and regulated online casinos in New Jersey. Luckily, I have found the best on your behalf and listed them on this page. Choose the most appealing casino site and join now to enjoy generous bonus offers and thrilling casino games. 


Is it Safe to Play Real Money Online Casino Games in New Jersey?

Yes, as long as you choose casinos that are licensed and regulated by the Division of Gaming Enforcement.

Do Online Casinos in NJ Charge Fees on Deposits?

Generally, NJ casinos will allow you to deposit funds for free. But your payment service provider may charge a small fee to facilitate the service.

Can I Deposit at NJ Online Casinos Using My Business PayPal Account?

No, you cannot. NJ online casinos will only allow players to deposit using their personal PayPal account.

No, you cannot. NJ online casinos will only allow players to deposit using their personal PayPal account.

Transactions can take a few minutes or several days depending on the selected withdrawal method. For quicker withdrawals, players should use e-wallets.